Buy Now, Pay Over Time with PayPal Credit
Use PayPal Credit’s credit line to shop online anywhere PayPal is accepted and get 6 months special financing on purchases of $99+ every time you shop. Visit PayPal Credit to apply and get a credit decision in seconds!
Get a Credit Decision in Seconds

Answer a few quick questions and within seconds you’ll know if you’re approved.

Easy Account Accessibility

If approved PayPal Credit is automatically added to your PayPal wallet allowing you to check out fast and easy via your computer or mobile device.

No Annual Fee

If you use your PayPal wallet you enjoy the comfort of buying now and paying over time with no annual fee.

Pay no interest if you pay in full within 6 months on purchases of $99 or more.

Using PayPal Credit gives you the option to choose when you make your payment.

How Does PayPal Credit Work?
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Easy Payments

Check out with the fast and easy process of PayPal. Plan your budget and pay what you choose, when you choose. Take the stress out of buying.

See How Easy it is to Apply
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Fill out a quick application to get a credit decision in seconds. If approved, you can shop instantly with PayPal Credit!

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